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Financial Flexibility

About six weeks after we returned from India for the wedding of our son and his wife in early February 2020, Ohio shut down businesses and schools to slow the spread of Covid, and our planned wedding reception for all our friends and family in the U.S. had to be...

Cicadas and 17 Years of Planning

If you live in the Midwest or parts of the South and East coast, you’d have to quite literally be living underground not to have seen, heard or read about the cicada brood X.  The insects emerge from underground every 17 years to feed and mate over the final 6 weeks...

The Good Life

I’ve been very lucky to make great friends throughout my life.  College teammates, professional colleagues, and neighbors to name a few.  This past weekend I went on a golf trip with five of my best friends dating back to grade school and high school.  We’ve been...

Planning around a Variable Income

Have you ever tried to bake a cake without a list of ingredients?  Would be pretty difficult to end up with something edible right?  Whether you’re baking, building or putting together a financial plan, it’s important to have a clear understanding of what your inputs...