by Chip Workman | Aug 31, 2022 | Debt, Investment Management
As you may have heard last week, President Biden made some announcements involving sweeping changes to our student debt system. There is still a way to go before we see exactly how this plays out, but as it impacts nearly 43 million Americans, we thought it would be...
by Sarah Tenhundfeld | Aug 24, 2022 | Money Basics
Personal finance is a big world of gray. Some decisions don’t mathematically make sense on paper, but we do them anyway. Sometimes it’s unknowingly and other times it’s because we think either we know what’s going to happen in the future, or maybe we think we’re being...
by Sarah Tenhundfeld | Jul 20, 2022 | Interest Rates, Investing & Markets
The Federal Reserve, or ‘the Fed’, sets the Federal Funds Rate through monetary policy. This is the rate that banks charge when they lend each other cash overnight. The Fed Funds Rate might seem like just another thing that only exists in the world of centralized...
by Chip Workman | Jun 15, 2022 | Financial Planning, Personal Stories
As I blogged a while back in “Counting Calories”, my wife and I started the year in the most clichéd way possible and hired a virtual trainer to help us with our nutrition. Before we began, we were issued the rules of engagement. Weigh ourselves each morning. Record...
by Sarah Tenhundfeld | May 4, 2022 | Financial Education, Retirement
Required Minimum Distributions, or RMDs, are distributions that must be made from a retirement account once the account holder reaches a certain age. One of the reasons the RMD exists is to force money that was originally tax-deferred to go through the tax system....
by Chip Workman | Jan 26, 2022 | Financial Planning, Personal Stories
In what may be the very most cliché way to start a new year, my wife and I have started working with a virtual nutrition & fitness trainer the last few weeks in the hopes of shedding a few unwanted pounds. This isn’t a diet, per se. We’re not cutting carbs, eating...
