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Financial Flexibility

About six weeks after we returned from India for the wedding of our son and his wife in early February 2020, Ohio shut down businesses and schools to slow the spread of Covid, and our planned wedding reception for all our friends and family in the U.S. had to be...

Avoiding Scams

Few of us believe we would ever fall for a scam.  But you should never underestimate the power of emotions and their ability to disable the rational side of your brain.  It is a humbling experience. My parents both have masters-degree-level educations, were small...

Staying Ahead of Cybercriminals

The Colonial Pipeline delivers nearly half the fuel consumed by the Northeastern United States.  On May 7th DarkSide broke into the computer system that controls the pipeline and locked it down, causing shortages throughout the east coast until Colonial paid a $4.4...