by Chip Workman | Aug 31, 2022 | Debt, Investment Management
As you may have heard last week, President Biden made some announcements involving sweeping changes to our student debt system. There is still a way to go before we see exactly how this plays out, but as it impacts nearly 43 million Americans, we thought it would be...
by Chip Workman | Jul 27, 2022 | Investing & Markets
According to the U.S. Treasury, an I bond is “a savings bond that earns interest based on combining a fixed rate and an inflation rate.” The Treasury first issued the bonds in 1998, so this is not a new product, but suddenly financial headlines, a chat with a neighbor...
by Chip Workman | Jun 15, 2022 | Financial Planning, Personal Stories
As I blogged a while back in “Counting Calories”, my wife and I started the year in the most clichéd way possible and hired a virtual trainer to help us with our nutrition. Before we began, we were issued the rules of engagement. Weigh ourselves each morning. Record...
by Chip Workman | May 11, 2022 | Investing & Markets
As we referenced in our quarterly letter and blogged about last month, it has been a difficult time in markets with lots of volatility and the usual inverse relationship between stocks and bonds missing with both in negative territory for the year. The causes of this...
by Chip Workman | Apr 6, 2022 | Investing & Markets, Investment Management
Most of the time, stocks and bonds have an inverse relationship, meaning when stocks rise, bond prices fall, or at least rise at a significantly slower pace and vice versa. This allows for a nice counterbalance to risk in portfolios and is the cornerstone of broader...