Kick the Buckets

Commercials are the worst.  I avoid live television altogether except for things like watching Xavier in the Elite Eight, but even then, I still avoid the commercials.  I will literally pause the TV when it goes to a commercial break and sit there until I think enough time has passed that I can fast forward through them. The other day, though, I must have been off my game.  I was watching some show and without realizing it, I got pulled in to the commercials.  One came on for the new, the amazing, the super powerful…Dyson… [read more]
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An Incredible Stat About the Dow Shows Just How Strangely Stocks Are Trading

(from Alex Rosenberg’s CNBC article which appeared on Yahoo! Finance on March 16, 2017.  Click here for the original post.  Alex is a producer for CNBC, where he serves as the digital writer & editor for “Trading Nation,” “Futures Now,” and “Options Action.”  Learn more about Alex here or follow him on Twitter here.) Eighteen years ago, when the Dow Jones industrial average (Dow Jones Global Indexes: .DJI) was trading at half its current level, 100-point daily moves were twice as significant. That’s just math. What’s surprising is that they happened much… [read more]
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The Best Gift

My mother turned 80 last week, and we’d planned a weekend birthday party for her in Cincinnati, with family members coming in from out of state to surprise her.  But Thursday night those plans were cancelled when Mom called to say she couldn’t leave Portsmouth, because Lodi was dying and she didn’t want to leave her. Lodi’s parents died when she was five, scattering 8 brothers and sisters among an assortment of relatives who took them in at the beginning of the Great Depression.  Clara and Nell, two of her aunts who never married, raised… [read more]
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The More You Know

They say sometimes ignorance is bliss.  That nagging pain, a drip in the basement, stepping on the scale to see how the new fitness plan is going, anything worthy of our attention that goes ignored due to our reluctance to know the truth. This can especially be true with our finances.  It is not uncommon for us to see resistance from potential new clients, existing clients or even those just making their first call to the office.  In those cases, when we are able to dig a little deeper into the reluctance, it’s almost always… [read more]
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To Keep or not to Keep – That is the Question

They say opposites attract.  Well, they were right when it comes to my husband and me.  I am a neat freak and he is a pack rat.  I love clean surfaces and being able to see everything when I look in a closet or cabinet.  He loves saying yes when anyone offers to give us anything.  Old sink – yes, we want it.  A third set of used speakers – send them our way.  Twenty place settings of holiday dishes when I do 90% of my cooking in the microwave – of course!  His collecting… [read more]
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One Money Question to Rule Them All: How Much is Enough?

(from Ron Lieber’s article in the Your Money section of the New York Times on November 24, 2016.  Click here for the original article.  Ron Lieber is the “Your Money” columnist, noted author and editor of the Bucks Blog for the Times.  Follow Ron on Twitter @ronlieber.) As we enter this season of contemplation and reflection, we all have more than the usual number of everyday financial questions weighing on us. How much more might we pay for health care under President­-elect Donald Trump?  How will any new trade policies affect our household budgets… [read more]
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What Are You Paying?

When we purchased our first home, I was stunned to see all the estimated costs on our closing statement: loan origination fees, appraisal fees, credit report fees, flood certification fees, recording fees, and more.  While I was overwhelmed by the number of miscellaneous costs, they were clearly spelled out, and I knew what we were paying. For investors, it’s not always that easy. New York Times columnist, Ron Lieber, recently wrote about the difficulty getting to the bottom of what you’re paying as an investor.  In his recent Your Money column, The 21 Questions [read more]
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Whose Interests are Served?

My hope this week was to take a break from the non-stop, often confusing news surrounding what’s going on with our new administration, Congress, various cabinet and judicial appointments, etc. and focus on a less divisive issue like the Super Bowl, Groundhog Day or Johnny Depp’s desperate need for good financial planning. That idea was squelched on Friday when I received the following e-mail (slightly paraphrased) from a client. I heard a story on the radio this morning about the new administration stopping a regulation that would force financial advisors to put the best [read more]
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Doing Nothing is Hard

In my last blog, I talked about the challenge I had booking a vacation because of its cost and my nerves around spending the money.  Well, I’m happy to report that I booked that vacation and am just returning from a glorious week in the Turks & Caicos.  Worth every penny! But boy, did I pick a heck of a week to be gone.  In a mere 7 days, our 45th President was inaugurated, millions of men and women around the world marched in protest and the Dow Jones broke the 20,000 mark… [read more]
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Chasing the Trade Winds

When I was a little girl, summer began with strawberries and ended with pumpkins.  In between we plowed dirt, planted vegetables and pulled weeds on our small farm.  Work began in the morning when dew was still on the strawberries, and ended when we could no longer use the tractor headlights to see what we were doing. Mom and Dad were school teachers, and the money we made from selling tomatoes to Frisch’s and strawberries at the roadside stand paid for piano lessons, a Shasta trailer, and savings for college.  We worked hard, but… [read more]
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