Things to be Thankful For

On Saturday my husband and I joined with other volunteers to help smaller churches and community organizations prepare for Thanksgiving and the coming cold weather.   Our group worked at MEAC,  an organization that was created when 12 Cincinnati community churches came together to create a central resource for families and individuals that need help.  While Gregg fixed their basement dehumidifier (a skill he acquired from our move into an old house!) I helped unload boxes of donated food from the van. The food had been collected from variety of schools in the area from… [read more]
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Costco’s Credit Card Switch

My affinity for Costco is a topic that has been well documented in past blogs.  This has prompted discussions with many of our clients and readers that share a fondness for the retail giant.  While I enjoy the store, the customer service, quality products and competitive prices overall, I don’t always advocate everything they do, especially when it potentially involves my credit score (And don’t get my wife started on their decision to switch their food court fountains from Coke to Pepsi products)! When the store made a major announcement earlier this year regarding its… [read more]
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Popular Social Security Strategies Get the Ax

A couple months ago, I wrote a blog on Social Security which highlighted a couple things.  One – historically Congress has been inclined to expand Social Security benefits rather than reduce them.  Two – without any changes to Social Security, folks receiving disability benefits were going to see payments cut by as much as 20% as early as 2016.  I suppose Congress has been reading our blogs because here we are sixty days later on the heels of a budget bill that both reduced Social Security benefits and shored up funding for Social Security disability. … [read more]
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It Costs What to Trade a Bond?

(from Jason Zweig’s 10/23/2015 Wall Street Journal Intelligent Investor column published every Saturday in The Wall Street JournalClick here for the original post.  Jason is also the best selling author of Your Money and Your Brain.  Follow Jason on Twitter @jasonzweigwsj.) One reliable way to mint money is to charge customers hefty prices for your services without ever itemizing the bill. Welcome to the corporate-bond market, where the costs of trading are about as transparent as the waters of the Big Muddy River after a hard rain. Most investors own… [read more]
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