Nothing for Me, Thank You

We hear about interest rates just about every day now.  How “patient” will Federal Reserve Chair Yellen be about raising rates?  What will the quantitative easing by the European Central Bank do to stimulate growth in Europe?  Inflation or deflation – when are they coming, which one is worse? None of these questions are easily answered.  Even the people making the decisions aren’t certain how their choices will ultimately impact the economy.  And these are the people that wake up and go to bed thinking about interest rates. For the rest of us, I’d say… [read more]
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How Many Mutual Funds Routinely Rout the Market? Zero

(This guest post, written by Jeff Sommer, was originally published in the March 15, 2015 Your Money section of the New York Times print edition.  Click here for the original post. Jeff is the New York Times’ business editor and columnist.  Follow Jeff on Twitter @jeffsommer.) The bull market in stocks turned six last Monday, and despite some rocky stretches — like last week, when the market fell — it has generally been a very pleasant time for money managers, who have often posted good numbers. Look more closely at those gaudy… [read more]
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There Are No Secrets

When I was 25 years old my husband, Gregg, and I moved to Cincinnati with our baby daughter.  Our first home was an apartment off the Fields-Ertel exit on I-71, and back then there was very little development in the area.  In fact, we couldn’t even get a pizza delivered to us.  Which is why the day we moved in, I drove to Mason to pick up a pizza at Dominos while Gregg continued unpacking boxes. On my way back, I was pulled over by a sheriff deputy as I drove down Western Row Road. … [read more]
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Making Money Matter

It’s difficult at times to demonstrate the value of good financial planning.  Conversations about future wishes, wants and needs are challenging. Identifying and implementing certain sacrifices today to make those goals a reality is even more difficult. But, while we manage our clients’ money, work with them to develop their optimal investment plan and then monitor and stick to our disciplined philosophy, this is just the beginning, the nuts and bolts of investment management and financial planning.  It is just a fraction of where a good financial planner really adds value. A financial plan involves… [read more]
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Perception vs. Reality

I am going to make a statement and I want you to ask yourself whether you think it’s true or false: 2014 was one of the most dangerous years to fly on a commercial plane in history.  True or false? It’s false.  In fact, statistically last year was one of the safest years to fly ever.  That is certainly not what I thought until I looked it up.  Even now, it just doesn’t seem right given the number of high-profile disasters that have been covered in the news.  At least to me, it seems like… [read more]
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