Thinking About Thinking

This past Sunday evening, I sat down to write this blog. I turned on my laptop. Opened a blank document and then . . . Stopped briefly to check an e-mail. Took a quick peek at my Facebook feed. Got up and refilled my water. Double checked who was leading this week’s PGA golf tournament. Ran outside to move my daughter’s soccer goal out of a mulch bed. And, finally, sat back down to being typing. Procrastination is natural and often the result of present bias, just one of many side effects of our brain’s… [read more]
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Your Story About Money

(from Seth Godin’s blog dated 3/26/2014. Click here for the original post.  Seth is the author of 17 books that have been bestsellers around the world and translated into more than 35 languages. He writes about the post-industrial revolution, the way ideas spread, marketing, quitting, leadership and most of all, changing everything. You might be familiar with his books Linchpin, Tribes, The Dip and Purple Cow.  Follow him on Twitter @thisissethsblog.)    Is a story. About money. Money isn’t real. It’s a method of exchange, a unit we exchange for something we… [read more]
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The Value of Advice

When we transitioned from a sole proprietorship to a corporation, I chose The Asset Advisory Group as our company name to emphasize the ongoing advice we provide to our clients.  Too often, investments are the primary focus of financial discussions and articles, when the decisions we make around our investments are the true drivers of our long-term financial success. Vanguard, the mutual fund family known for bringing index funds to individual investors, began a research study in 2001 to track the real value provided by financial advisors.  They have continually updated their research, and recently… [read more]
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How Much is Too Much?

I had a conversation this week with someone who approached me for advice about their soon to be college bound son. The question sounded simple, but as I started talking through the issues with the father, we peeled back the layers of what becomes a very complex decision for many. How much debt should I allow/recommend my child to take on in pursuit of a college degree? Heading into the fall of 2013, his son’s junior year, two schools were pursuing the gifted soccer player for an athletic scholarship in addition to other academic and… [read more]
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Do You Feel the Need For Speed?

(from Carl Richards’ 3/20/2014 Behavior Gap newsletter – click here for the original post. Carl is a Certified Financial Planner, the creator of the New York Times’ Sketch Guy column and director of investor education at the BAM Alliance. His book, “The Behavior Gap,” was published last year. His sketches and more can be found here.) How fast can you read? The average reader (college level) can manage 200-400 words per minute. But what if you could read 1,000 words per minute? You could read War and Peace in one day (about… [read more]
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