With the Supreme Court’s decision this summer to uphold the constitutionality of the Patient Protection and Affordable Care Act of 2010, there are two new taxes, starting in 2013, that can impact individuals with income in excess of $200,000 and couples who earn more than $250,000.
I recently heard an unattributed quote that seems to have taken permanent residence in my head. “Life is simple, people make it complicated.” I couldn’t agree more. One of the guiding beacons in my life is the KISS principle. If you’re not familiar, the start of the acronym stands for Keep It Simple. The fourth S can take on any number of iterations; silly, stupid, seriously, sir, etc. A quick search on Amazon turns up dozens of books on the theme. There’s even a Wikipedia page that gives definition and history to the principle.… [read more]
At a seminar I attended many years ago, a speaker instructed us to remove our wristwatches without looking at them, hand them to the person next to us, and answer questions about their appearance. Over 90% of the audience could not correctly answer simple questions such as the face color (blue, white or cream?) or the number type (Roman or Arabic?). The point? As people, we look at something over and over again every day but don’t always see it. This lesson was brought home to me again yesterday when I met with a couple… [read more]
(from Carl Richards’ New York Times’ Bucks blog, 8/6/2012 – click here for the original post. Carl is a certified financial planner in Park City, Utah. His sketches are archived on the Bucks blog.) His new book, “The Behavior Gap,” is on bookshelves now.
It’s no secret we’re uncomfortable talking about money. Talking about money often ends in arguments about money. So we avoid it, and that leads to all sorts of problems. The discomfort is often at its worst with those we love the most: family. When was the last … [read more]
About a year ago we decided it was time to upgrade our website to better share our message and enhance our overall client experience. As we began our research to see what we wanted to do differently, we realized our brand also needed refreshing as, while it seems like only yesterday, our current logo was created in 1995. We wanted the new logo to have a clean, modern take on our initials – TAAG. We’ve always referred to ourselves internally as TAAG and discovered that many clients refer to us that way as well. In… [read more]