Concerned about privacy? You should be

You can hear horror stories involving privacy anywhere. There are constant issues over privacy at Facebook. Look, for example, at 10 Solid Tips to Safeguard Your Facebook Privacy and at Could I have my stuff back, please? We hear repeated warnings about things that just won’t go away or be undone once they are on the Internet. The Digital Guidebook wrote Something to Think About: Your Digital Identity is the New Chastity. Consider this example from the Electronic Frontier Foundation (EFF), What Information is “Personally Identifiable”?: Mr. X lives in ZIP code… [read more]
Share this post:
  • email
  • Facebook
  • Twitter
  • StumbleUpon
  • Technorati
  • del.icio.us
  • Digg

The Secret to Investment Success

We all want to pick a winner. It doesn’t matter if we’re at the racetrack, casino, or investing our IRA. However, investors who spend most of their time trying to pick winners often end up losing more times than not. The number one determinant of your portfolio’s return is your asset allocation – the percentage of your investments in stocks and bonds – and not your superior stock picking ability or market timing. Once you have your asset allocation in place, your behavior will determine your long term success. It’s easy to look back after… [read more]
Share this post:
  • email
  • Facebook
  • Twitter
  • StumbleUpon
  • Technorati
  • del.icio.us
  • Digg

Top 3 Ways to Guard Your Cards; Crunching the Numbers on Credit Card Legislation

The Credit Card Accountability Responsibility and Disclosure Act of 2009 goes into effect February 2010, but changes are being made by card companies that might impact you today, even if you have great credit. Here’s what you should do to protect yourself: 1. Keep total charges below 20% of available credit. For example, if you have one card with a $5,000 limit and you charge over $2,500 each month to take advantage of the rewards points, it will negatively impact your credit score, even if you pay your bills in full each month. This factor… [read more]
Share this post:
  • email
  • Facebook
  • Twitter
  • StumbleUpon
  • Technorati
  • del.icio.us
  • Digg

Counting to 10

One of George Santayana’s most famous, and misquoted, sayings is “Those who cannot remember the past are condemned to repeat it.”
The biggest regret we face from the recent downturn is failing to learn anything as it passes. That is not to say we can avoid another downturn, as surely another bout of greed will come along and create another bubble that will subsequently burst, but perhaps we can at least take away a few ideas that might generate some smarter investment decisions down the road. A footnote to an article by Dayana Yochim for… [read more]
Share this post:
  • email
  • Facebook
  • Twitter
  • StumbleUpon
  • Technorati
  • del.icio.us
  • Digg